SAVINGS PLACE

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TreasuryDirect.gov is the one and only place to electronically buy and redeem U.S. Savings Bonds. We also offer electronic sales and auctions of other U.S.-backed investments to the general public, financial professionals, and state and local governments.

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To put the earnings into perspective, the yields on traditional savings accounts are typically very low, as little as 0.01 percent APY. But the top high-yield savings accounts earn above 1 percent APY.

If you want a safe place to park extra cash that offers a higher yield than a traditional checking or savings account, consider a money market account. Money market accounts are like savings accounts, but they typically pay more interest and may offer a limited number of checks and debit-card transactions per month.

Stocks, for example, can lead to high returns, though investors will need to bear the inevitable ups and downs of the market. A good place to get started is with an S&P 500 index fund, which includes the largest, globally diversified American companies across every industry. This tends to make it less risky than other investing options and has returned about 10 percent annually over time to investors.

\"We must start with our homes and vehicles because, according to research from Rewiring America, a nonprofit organization focused on the widespread electrification of the U.S. economy, 42 percent of all of our energy-related carbon emissions come from the machines we have in our households and our cars. To keep global warming at livable temperatures, we need to replace existing machines that use fossil fuels with clean electric substitutes when they reach the end of life.\"

\"In a report released in October, Rewiring America called low-interest government-backed loans key to accelerating home electrification. Calisch and co-author Saul Griffith calculated that offering loans with a 2% interest rate to decarbonize homes would result in savings from lowered energy costs that would far exceed the cost of financing and create millions of jobs.\"

Moreover, you can easily combine Spot Instances with On-Demand, RIs and Savings Plans Instances to further optimize workload cost with performance. Due to the operating scale of AWS, Spot Instances can offer the scale and cost savings to run hyper-scale workloads. You also have the option to hibernate, stop or terminate your Spot Instances when EC2 reclaims the capacity back with two-minutes of notice. Only on AWS, you have easy access to unused compute capacity at such massive scale - all at up to a 90% discount.

CI/CD workloads are fault-tolerant and are built to take advantage of the cost savings offered by Spot Instances. You can launch your CI/CD pipelines in the AWS cloud quickly and cost-effectively with the EC2 Spot Fleet plug-in.

More and more businesses are using Amazon EC2 Spot Instances to run and scale their infrastructure cost-effectively. Here are some examples of how customers have achieved business agility, cost savings, and scale with EC2 Spot Instances. For more details, visit Amazon EC2 Spot Customers page.

Since money market accounts are easy to use and your funds can be withdrawn at any time, they can be a good option for your emergency savings. However, be mindful of money market fees that could chip away at your returns. As with any other account, it pays to shop around and compare fees and features before selecting where to keep your emergency fund.

Tax-advantaged savings means your money works harder for you. Tax benefits include tax-deferred growth of any interest, dividends, and gains while in the plan and tax-free withdrawals for qualified education expenses.

You can view the usage and savings information for Spot Instances at the per-fleet level, orfor all running Spot Instances. At the per-fleet level, the usage and savings informationincludes all instances launched and terminated by the fleet. You can view thisinformation from the last hour or the last three days.

By default, the page displays usage and savings information for the last threedays. You can choose last hour or the last threedays. For Spot Fleets that were launched less than an hour ago, thepage shows the estimated savings for the hour.

The westernmost three bays lead to the safe-deposit area in the basement. The easternmost five bays lead to the elevators, as well as a staircase down to the basement lobby and up to the former ladies' lounge.[55] The walls are made of marble.[56] The ceiling's segmental arches divide the ceiling into 11 saucer vaults. Each vault has tesserae mosaics that vary from gray-blue to intense turquoise and ultramarine.[26][54] These mosaic tiles, forming the background color of each vault, represent the sky. Gold stars are overlaid onto the sky. Globe-shaped lighting fixtures are placed in alternating vaults.[38][54]

The eastern section of the lobby contains five elevators, whose doors originally contained representations of four seasons, four types of arts, and four classical elements. Also placed on the doors were depictions of several skilled workers.[52] The decorative elevator doors have since been replaced with plain anodized metal doors.[12] Atop the directory are a winged hourglass and an analog clock, flanked by four gilded figures.[52] The stairways up to the ladies' lounge and down to the basement lobby contain marble walls.[56]

The banking room's ceiling is 63 feet (19 m) high.[33][50] Though the New York City Landmarks Preservation Commission cites the room's footprint as measuring about 112 by 73 feet (34 by 22 m),[33] other sources give dimensions of 128 by 72 feet (39 by 22 m), including the ladies' lounge on the south wall.[26][50][57][58] The banking room is placed asymmetrically in relation to the ground-story footprint. The wider dimension is parallel to Ashland Place and, except for a service alley to the north, is centered on the Ashland Place windows.[33]

The interior layout was patterned after that of a church.[22][26] The room's central nave, for clients and bank officers, was flanked to the east and west by aisles with tellers' desks. At the north end of the banking room, officers worked in a chancel separated from the rest of the space by a low parapet.[33] At the southwestern corner of the banking room, another low parapet delineated the new-accounts area, which had a fireplace.[33] The former mezzanine-level ladies' lounge is above the lobby, with a balustrade overlooking the south end of the banking room.[37]

The lowest part of the banking room's walls is made of yellow marble and contains ventilation grilles with griffins flanking a lozenge.[56] The rest of the walls are made of cast stone. The southern part of the west wall contains a fireplace with orange colonnettes and a decorative lintel. The west wall contains small arched windows at ground level facing Ashland Place, decorated with lions, centaurs, and various animals. Above are the massive arched windows.[37]

The side aisles contain barrel-vaulted ceilings. Circular ventilation grilles are placed at the centers of the aisles' ceiling vaults, as well as above the officers' area to the north. The ceiling above the nave and above the banking room's north and south ends consists of cast-stone barrel vaults, outlined by square escutcheons and raised stone bands.[56] The nave's ceiling vault also contains a blue-and-gold glass mosaic depicting an astrological motif.[26][52] The mosaic, created by Angelo Magnanti,[38][52][57] is placed on a steel mesh panel and is hung from the steel superstructure.[54] A large chandelier with floral ornament and glass cylinder is suspended from the middle of the nave. Four smaller chandeliers of similar design are suspended above the aisles, and the ceiling of the ladies' lounge contains a circular ventilation grille and a chandelier.[56]

At the time of the Williamsburgh Savings Bank Tower's construction, the elevators in typical high-rise buildings were clustered around a central core. However, the ground-story banking room prevented the construction of a central core. The tower's elevators were instead placed at the southeast corner, connecting both to the office stories and to the LIRR/subway stations in the basement.[33] Twelve elevators served the upper stories.[62] One of these was a private elevator used by the Williamsburgh Savings Bank's president.[22]

Each savings bank in New York had been limited to one location until 1923, when the state legislature passed a law allowing savings banks to construct branches. In March 1926, the Williamsburgh Savings Bank's Building Committee submitted an application to the New York superintendent of banks to build a branch in Crown Heights, Brooklyn. Three months later, the bank decided to instead build a headquarters near Downtown Brooklyn's transit hub.[5] The 175 Broadway building was to be retained as a branch.[15][70]

By the 1980s, the Williamsburgh Savings Bank Tower contained many dentists' offices.[36] The building also contained executive offices for the Green-Wood Cemetery,[124] as well as the production offices of The Tablet and one story for data-processing equipment.[36] The Williamsburgh started replacing windows in 1983 after finding that some were severely deteriorated. This move required approval from the LPC, but the bank did not request such approval, saying it did not want to delay the window replacement.[30] The Republic National Bank acquired the Williamsburgh Savings Bank and its branches in 1986.[125] Republic announced plans to renovate the lobby, banking room, mechanical systems, and facade in 1988, in advance of the building's 60th anniversary.[36] The building was rebranded One Hanson Place during this time.[126] The project was completed that September.[127] 59ce067264

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